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Our Motor Insurance Products
Experience the most transparent way to secure your vehicle with our tailored plans.
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Comprehensive coverage for your bike or scooter against accidents and theft.
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Specialized insurance for trucks, buses, and other business-related vehicles.
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Coverage for miscellaneous vehicles and unique risks in the motor segment.
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Get instant quotes from top-rated insurers. Save up to 85% on your premium with our transparent comparison tool.
Filters
Vehicle Type
Insurer Type
Showing 3 of 11 plans for 1.2L Hatchback
Tata AIG
Starting From
₹ 11,963/year
Bajaj Allianz
Starting From
₹ 10,620/year
Digit
Starting From
₹ 10,180/year
Calculate Your Estimated Premium
Premium Calculator
We've designed our calculator to give you the most accurate estimates based on your vehicle details and coverage preferences.
Vehicle Details
Estimated Premium
Indicative Internal Advisory Estimates based on IRDAI factors.
Compare Policy Coverages
A quick comparison to help you understand the protection offered by different plans.
| Features & Benefits | Third-Party Liability | Comprehensive Cover | Standalone Own Damage |
|---|---|---|---|
| Third Party Liabilities | |||
| Damages from Accidents | |||
| Theft & Burglary | |||
| Fire & Explosions | |||
| Natural Calamities | |||
| Personal Accident Cover | |||
| Add-on Coverage |
What's Covered & What's Not
While we aim for comprehensive coverage, it's important to understand what falls outside the policy to avoid surprises during claims.
Inclusions
What we cover
Accidents & Collisions
Damage caused due to accidental collisions/crashes.
Theft
Compensation if your vehicle is stolen.
Fire & Explosion
Damages due to fire, explosion, self-ignition or lightning.
Natural Calamities
Earthquakes, floods, typhoons, hurricanes, storms, etc.
Third-Party Liability
Legal liability for injury/death/property damage to third parties.
Personal Accident
Coverage for individual owner-driver in case of injury/death.
Exclusions
What we don't cover
Driving Under Influence
Accidents while driving under the influence of alcohol/drugs.
Driving Without License
Claims where the driver does not hold a valid driving license.
General Wear & Tear
Regular aging, wear and tear, and mechanical/electrical breakdown.
Consequential Damages
Damage occurring as a consequence of the main accident (e.g., driving with oil leak).
Outside Geographical Area
Accidents taking place outside the specified geographical limits.
Required Documents
Buying motor insurance is now paperless and instant. Keep these details handy for a seamless experience.
100% Digital Process
Tip: We only require digital scans/copies. No physical document collection is needed for the initial application phase.
Get Insured in 4 Simple Steps
Experience a seamless, paperless, and quick buying journey.
Enter Details
Provide your vehicle registration number and basic details.
Compare Quotes
Check quotes from top insurers tailored for your needs.
Customize & Buy
Select IDV, add-ons, and finalize your premium.
Instant Policy
Make payment and get your policy document instantly.
Things to Consider Before Buying
Make an informed decision. Keep these key factors in mind when choosing your motor insurance policy.
Assess Your Needs
Determine whether you need comprehensive coverage or just third-party liability based on your vehicle's age and usage.
Check IDV (Insured Declared Value)
IDV is your vehicle's current market value. Ensure it's not set too low (less claim amount) or too high (higher premium).
Select Right Add-ons
Choose add-ons like Zero Depreciation or Engine Protect relevant to your car's specific needs to enhance coverage.
Claim Settlement Ratio
Look for an insurer with a high claim settlement ratio to ensure a smooth and hassle-free claims experience.
Compare Premiums
Don't just buy the first policy you see. Compare quotes and benefits to ensure you get the best value for money.
Hassle-Free Claims Process
We're committed to making your claim experience as smooth as possible. Here's a quick guide to help you through the process.
Notify Us
Call our toll-free number or use the mobile app to intimate a claim immediately after the incident.
Survey & Inspection
Our surveyor will inspect your vehicle and assess the damages. You can also opt for self-inspection via app.
Repair
Take your vehicle to any of our 3500+ cashless network garages for repair.
Settlement
We settle the bill directly with the garage. For reimbursement, payments are processed within 3 days.
Need help with an existing claim?
Our Insurance Partners
We've partnered with India's leading insurance providers to bring you the most reliable and affordable coverage options for your vehicle.
Disclaimer: Policy details such as premium rates, coverage, and eligibility are indicative and may change based on insurer policies, IRDAI guidelines, and vehicle profile. Please verify terms with the respective insurance provider before buying.
Frequently Asked Questions
Have queries? We have answers.