Choose Your Home Loan
We offer a wide range of home loan solutions tailored to meet your financial needs. Choose the right option based on your property and requirements.
New Purchase Home Loan
Buy your dream home with attractive interest rates and flexible repayment options.
Buying a new flat, apartment, or under-construction property from a builder.
- Competitive interest rates
- High loan eligibility
- Flexible tenure up to 30 years
- Quick approval process
Resale Property Home Loan
Finance the purchase of a resale or second-hand property from an individual seller.
Ready-to-move-in resale homes.
- Legal & technical property verification
- Transparent documentation
- Suitable for salaried & self-employed applicants
Takeover / Balance Transfer Home Loan
Transfer your existing home loan to another bank to get lower interest rates and better terms.
Reducing EMI or interest burden.
- Lower interest rate options
- Top-up facility available
- Minimal documentation
Our Partner Banks
Top-rated financial institutions supporting your new purchase needs
Calculate Your EMI
Plan your home purchase with our accurate EMI calculator.
Explore Home Loan Variants
A detailed breakdown of various home loan variants to help you make an informed choice.
Home Loan vs Personal Loan vs LAP
Compare different loan options to find the best fit for your financial goals.
Eligibility Criteria
Basic requirements to qualify for a home loan.
- 1Age: 21-65 years for primary applicant
- 2Minimum income: ₹20,000 per month (salaried) / ₹3 lakhs per annum (self-employed)
- 3CIBIL score: 650 and above
- 4Property value: ₹20 Lakhs to ₹5 Crores
- 5Resident Indian citizen or NRI
Process Overview
A simple, transparent journey from application to disbursement.
Check Eligibility
- •Share basic details like income, loan amount, and employment type
- •Our team helps you check eligibility across multiple banks
Submit Documents
- •Provide required KYC and income documents
- •Documents are verified by the bank
Application & Processing
- •Application is submitted to selected bank
- •Bank evaluates credit score and property
- •Legal & technical verification conducted
Loan Approval
- •Bank issues Sanction Letter
- •Loan amount, rate & tenure confirmed
Loan Disbursement
- •Agreement signing
- •Loan amount disbursed to seller / builder
Disclaimer: Interest rates, loan eligibility, and terms are subject to change based on the lender's internal policies and your individual credit profile. Final approval is at the sole discretion of the respective banks/HFCs.
Frequently Asked Questions
Got questions about home loans? We've got answers.