Comprehensive Health Protection

Health Protection
for Every
Generation

Secure your family's future with India's most trusted health insurance plans.

Health insurance illustration

Choose Your Perfect Plan

Tailored health coverage options for individuals and families

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Premium Calculator

Get instant premium estimates for you and your family

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estimated premiums

Side-by-Side Comparison

Compare the top-performing health plans to find your ideal match.

Plan FeatureHDFC OptimaNiva BupaICICI ElevateCare SupremeStar Health
Starting Premium
₹499₹450₹520₹480₹410
Sum Insured
2 Cr1 Cr3 Cr1 Cr25 L
Cashless Hospitals
13,000+10,000+9,000+11,000+14,000+
Restoration
Unlimited
Unlimited
Maternity
Optional
OptionalOptional
Room Rent Limit
No LimitNo LimitNo LimitNo LimitCapped

Market Insights & Claim Transparency

Data-driven decisions for your family's future. We track claim performance and market trends to ensure you always have the best protection.

Claim Settlement Leaderboard

Efficiency Ranking 2024-25

Why CSR Matters: Higher Claim Settlement Ratio indicates reliability. We partner with insurers maintaining 95%+ CSR.

Medical Inflation Trend

Rising Cost of Critical Care (In INR)

The Urgency: Healthcare costs in India are rising at 14% annually. Early coverage secures your financial future.

*Data sourced from IRDAI Annual Reports and Industry Market Trends (2015-2025).Actual premiums and settlements are subject to policy terms and conditions.

Coverage Details

Comprehensive protection for your most valuable asset—your health.

Hospitalization (Room, ICU, Surgery)
Diagnostic Tests (Blood, Scans)
Medicines & Pharmacy
Emergency Ambulance
Pre & Post Hospitalization
Mental Health Care

Types of Health Insurance

Individual Health Insurance

Covers one person with dedicated sum insured.

Family Floater Plan

Covers the whole family under one sum insured.

Group Health Insurance

Provided by employers for employees.

Senior Citizen Plans

Tailored for people above 60 years.

Critical Illness Plans

Covers major diseases like cancer, heart attack.

Documentation Simplified

Everything you need to get started and claim hassle-free.

For Policy Application

Identity Proof

Aadhar Card / PAN Card

Bank Details

Canceled Cheque / Passbook

Nominee Info

Name, Age & Relationship

Medical Proof

Previous reports (if any)

For Claims

Cashless Claim

  • • Health Card / Policy Number
  • • Valid Photo ID Proof
  • • Cashless Request Form

Reimbursement Claim

  • • Hospital Bills & Receipts
  • • Discharge Summary
  • • Doctor's Prescriptions

Our Process

Choosing Plan

Select based on coverage, premium & hospitals.

Application

Fill proposal form & declare medical history.

Medical Check

Required for higher age or specific cases.

Policy Issuance

Pay premium & receive your policy instantly.

Eligibility Criteria

Simple criteria for complete peace of mind.

Age CriteriaAdults: 18-65 years | Children: 90 days to 18 years | Seniors: 60+ (up to 85)
Family MembersSelf, Spouse, Children, Parents & Parents-in-law
Medical HistoryMust disclose pre-existing diseases (Diabetes, BP, etc.)
Medical Check-upRequired if age > 45 or high sum insured chosen
ResidencyMust be an Indian resident (NRIs covered for treatment in India)
CriteriaRequirement
Minimum age18 years
Child coverage90 days onwards
Medical testsAge / health based
Pre-existing illnessAllowed with waiting period
ResidencyIndian resident

Who Should Consider?

Working Professionals

Protect savings from sudden medical expenses.

Families

Covers spouse and children under one plan.

Senior Citizens

Higher risk of illness with age requires special care.

Young Adults

Lower premiums by starting early and completing waiting periods.

Disclaimer: Insurance plans, coverage limits, and policy terms are subject to change based on the insurer's internal policies and your eligibility profile.

Frequently Asked Questions

Got questions about health insurance? We've got answers.

Ready to Secure Your Financial Future?

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