Shield Your Future From Fire
Protect your business, warehouse, and residential properties with India's most comprehensive Fire & Special Perils insurance. Instant quotes, 100% digital process.
Plan Your Protection
With Precision
Estimate your fire insurance premium in seconds. Input your property value and type to get a realistic cost breakdown including taxes.
Tailored for Property
Rates adjusted based on occupancy and risk factors.
Instant Results
No waiting for agents. Get the pricing instantly.
Understanding Fire Risks
in Modern India
Market data (NCRB 2023) highlights that over 50% of fire fatalities occur in residential buildings, with electrical short circuits being the leading cause.
Fatality by Location
NCRB 2023 Dataset
Primary Causes
India Market Trends
70% of businesses fail to reopen after a major fire without insurance.
Don't let your hard-earned progress turn into ashes. Secure your legacy today.
Fire Insurance Products
Standardized and custom-built fire insurance plans for SMEs, large industries, and residential properties.
Bharat Griha Raksha
Essential fire insurance for residential buildings and their contents.
Bharat Laghu Udyam
Designed for small and medium enterprises with assets between ₹5Cr to ₹50Cr.
Bharat Sookshma Udyam
Specialized cover for micro-units with total asset value up to ₹5 Crores.
Standard Fire Policy
Comprehensive protection against fire and 11 other special perils like lightning and storm.
Industrial All Risk
All-in-one policy for large industries with sum insured above ₹100 Crores.
Business Interruption
Covers loss of profits arising due to business being shut down after a fire.
Machinery Breakdown
Optional cover for sudden and unforeseen electrical or mechanical breakdown.
STFI Cover
Protects against Storm, Tempest, Flood, and Inundation damages.
Terrorism Cover
Vital add-on protecting your assets from malicious damage and terrorist acts.
Public Liability
Covers liability arising from fire spreading from your property to others.
Comprehensive Coverage for
Every Property Type
Whether it's a small shop or a massive industrial plant, we provide tailored insurance solutions for all your assets.
Industrial Plants
Coverage for large manufacturing units, factories, and processing plants including machinery.
Godowns & Warehouses
Secure your high-value stock, raw materials, and storage facilities against fire and theft.
Commercial Offices
Protection for office buildings, IT parks, and corporate spaces including interiors and equipment.
Retail Shops
Comprehensive shield for retail outlets, showrooms, and shopping malls against accidental damage.
Residential Units
Secure your home, villas, and apartments from unforeseen fire accidents and natural perils.
Educational Institutes
Specialized coverage for schools, colleges, and training centers protecting assets and infrastructure.
What's Covered Under
Fire Insurance?
From natural calamities to accidental explosions, we provide a wide shield of protection against diverse risks.
Standard Exclusions
It's important to understand what's not covered to ensure you have the right add-ons if needed.
Why Choose Infinity
Fire Insurance?
We don't just provide a policy; we offer a strategic partnership to safeguard your most valuable investments.
Agreed Value Basis
Option to insure assets on an agreed value basis, ensuring full recovery without depreciation disputes.
Expert Risk Audit
Free risk inspection and safety audit by certified engineers for high-value industrial properties.
Flexible Add-ons
Customize your policy with riders like STFI (Storm, Tempest, Flood & Inundation) and Terrorism cover.
High Claim Limit
Ability to handle high-value claims with a dedicated team of surveyors across India.
Digital Claims Desk
100% paperless claim intimation and tracking via our premium mobile portal.
24/7 Support
Round-the-clock emergency assistance for fire incidents and rapid coordination with authorities.
Global Reinsurance Standards
Frequently Asked Questions
Got questions about fire insurance? We've got answers.
Ready to Secure Your Financial Future?
Don't wait to achieve your dreams. Whether it is your home, growing your assets, or protecting your family, we support are here to guide you. Get started on your financial success today.
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