Secure Your Future with
Trusted NCDs
Access premium, high-rated fixed-income instruments handpicked by experts. Experience predictable 8-12% annual returns with capital protection.
8-12%
AA+ Rated
₹10,000
Active Opportunities
Loading NCD offers...
Compare Your Wealth Growth
Don't just save, grow. See how your investment compounds significantly better with secured NCDs compared to traditional banking.
Invested Amount
The NCD Advantage
₹28,251
Extra gains in 5 years compared to a standard Bank FD.
Growth Trajectory
Compound Growth comparison over 5 years
NCD Maturity
₹1,68,506
FD Maturity
₹1,40,255
Percentage Gain
68.5% Net Growth
Invest in 3 Simple Steps
Start your wealth generation journey today. Our seamless, digital-first platform ensures a paperless experience.
Select Investment
Choose from our wide range of AAA-rated NCDs.
Complete KYC
Paperless verification using PAN & Aadhaar.
Make Payment
Transfer funds via UPI or Net Banking.
Explore Our Investment Universe
A curated selection of the most trusted, high-yield Non-Convertible Debentures (NCDs) available in the Indian market today.
Muthoot Finance
Edelweiss Financial
Ugro Capital
Safety-First Approach
All instruments are handpicked based on rigorous credit analysis.
Who Can Invest
Indian residents, HUFs, NRIs (non-repatriation) and registered corporate bodies are eligible to invest in NCDs.
Individuals
Indian residents and minors (through guardians)
HUFs
Hindu Undivided Families registered in India
NRIs
Non-Resident Indians on a non-repatriation basis
Companies
Registered corporate bodies & institutions
Documents Required
Keep these digital copies ready for a seamless paperless verification and allotment process.
PAN Card
Mandatory for all
Aadhaar / Voter ID
For verification
Cancelled Cheque
Pre-printed name
Demat Details
For unit credit
4-Step Application Process
Getting started with NCDs is simple, fast, and 100% digital with our hand-held support.
KYC Registration
Complete your one-time KYC with PAN, Aadhaar and Bank details.
Select NCD Issue
Browse open offers and choose the one that fits your goals.
Application & Payment
Submit application via ASBA or UPI through our secure portal.
Allotment & Tracking
Units are credited to your Demat. Track performance in real-time.
Investment Portfolios
Tailored NCD investment strategies based on your risk appetite and financial goals.
Focus on capital preservation and steady monthly income with maximum safety.
A balanced approach seeking higher yields while maintaining a high credit profile.
Maximizing returns by capturing higher yields in shorter duration papers.
Tax Benefit & Efficiency
Understand how NCDs can help you optimize your post-tax returns through smart investment planning.
Tax Efficient Alternative
While Bank FD interest is always taxed at slab rates, NCDs sold after 1 year qualify for LTCG at a flat 10%, making them highly beneficial for investors in higher tax brackets.
TDS Management
Submit Form 15G (for individuals) or 15H (for senior citizens) to avoid TDS deduction if your total annual income is below the taxable limit.
Tax Treatment Table
TDS @ 10% applicable if interest exceeds ₹5,000 p.a. (unless Form 15G/H submitted)
Applicable if NCD sold on stock exchange within 1 year of allotment
Applicable if NCD sold on stock exchange after 1 year of holding
Disclaimer:Tax laws are subject to change. Investors are advised to consult their tax consultant before making any investment decisions.
Risk Assessment & Mitigation
Every investment carries some risk. Our goal is to help you identify, understand, and mitigate them effectively.
Credit Risk
Impact Analysis
The risk that the issuer may fail to pay interest or principal on time.
Invest in NCDs rated AA or above (AAA is safest). Diversify across multiple issuers and sectors.
- Independent credit rating check before every offer
- Real-time market monitoring and portfolio alerts
Securing Your Capital with Intelligence
Why Invest in NCDs?
Discover why smart investors are moving their fixed-income portfolio from traditional Bank FDs to Non-Convertible Debentures.
Secured Investments
NCDs are backed by the assets of the issuing company, providing an additional layer of security to your principal capital.
Fixed & High Returns
Unlike market-linked instruments, NCDs offer fixed interest rates that remain unaffected by stock market volatility.
Regular Income Stream
Choose from monthly, quarterly, or annual interest payout options to match your cash flow requirements.
Superior Liquidity
Publicly issued NCDs are listed on major stock exchanges (NSE/BSE), allowing you to exit before maturity if needed.
NCDs vs Fixed Deposits
See why modern investors are shifting to NCDs for better inflation-beating returns.
Bank Fixed Deposit
Returns
6.50% - 7.50%
Often fails to beat high inflation
Safety
DICGC Insured
Insured up to ₹5 Lakhs only
Liquidity
Low Liquidity
Penalty on premature withdrawal
Secured NCDs
Returns
9.00% - 11.00%
Beats inflation comfortably
Safety
Asset Backed Security
1.25x - 1.5x Asset Cover usually provided
Liquidity
High Liquidity
Tradeable on NSE/BSE anytime
Disclaimer: Infinity Arthvishva acts as a distributor/facilitator for NCDs. We do not provide any guarantee for the repayment of principal amount or interest by the issuing company. Returns are not guaranteed and are subject to the financial health of the issuer.
Frequently Asked Questions
Everything you need to know about NCDs and secure fixed-income investments.