SIP Calculator

Plan your mutual fund investments and estimate future wealth

SIP Calculator

Calculate returns on your monthly investments

₹5K
₹500₹1,00,000
10 Years
1 Year30 Years
12%
1%30%

Investment Summary

Total Investment₹6.0L
Est. Returns₹5.6L
Total Value₹11.6L

Investment Comparison

₹11.6L
SIP
₹3.1L
Lumpsum
Wealth Gain
₹5.6L
Annualized Return
12%
Investment Period
10 Years

Key Insights

  • Total Investment - Your total investment amount is ₹6.0L
  • Estimated Returns - You can expect to earn ₹5.6L in returns
  • Future Value - Your investment will grow to ₹11.6L
  • SIP Advantage - SIP grows steadily due to monthly compounding and rupee cost averaging
  • Lumpsum Advantage - Lumpsum investing benefits hugely from time in the market and compounding
  • Long-term Impact - Higher returns dramatically increase wealth over 10+ years
  • Power of Compounding - At 12% return, your money doubles approximately every 6 years

Pro Tip: Start early to maximize the power of compounding. Even small amounts invested regularly can grow into substantial wealth over time.

Note: Past performance doesn't guarantee future returns. These calculations are for illustration purposes only. Actual returns may vary based on market conditions.